Trusted globally by institutional portfolios across every asset class
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The Status Quo
Your building technology sees everything. It predicts nothing.
Your existing systems show you what's happening right now. Novem tells you what's about to fail — and what it will cost.
Building Technology
Live monitoring and control. No failure prediction. No financial context.
Insurance Reports
Last year's claims. No forward signal. No underwriting leverage.
Novem Digital
Live signals + 20 years of claims data. Failure predicted before it becomes a loss event.
Three Applications. One System of Record.
Built to make failurepredictable.
Three connected applications. One common data environment. Finance, operations, and risk finally working from the same source.
Application 01
See What Others Can’t
Know Your Building
Most portfolios carry critical systems that have never been fully inventoried — no condition data, no failure probability, no replacement cost. Know Your Building surfaces all of it, live, across every site.
One common view across finance, operations, and risk
Risk surfaces before it becomes a loss event
Capital decisions backed by real data, not estimates
Know Your Building
Application 02
Make Data Pay
Predictive Operations
Live building signals combined with 20 years of normalized insurance claims. Every alert is tied to an asset, a confidence score, and a financial consequence if ignored.
Prioritized by financial consequence, not alarm volume
Planned maintenance replaces emergency callouts
Intervention happens when it matters most
Predictive Operations
Application 03
One Source of Truth
Capital Planning
Dollarized loss scenarios at the asset, building, and portfolio level. When a lender or board asks why you made the capital call you made, the answer is already in the platform.
Capital flows to highest-risk assets first
IRR improves when capital stops going to the wrong place
Live building signals. Twenty years of institutional loss history.
No other platform pairs real-time operational data with this depth of normalized insurance loss history. Your existing technology tells you what's happening right now — Novem adds 20 years of claims from 7.2 million buildings to tell you what happens next.
A digital risk platform connects live building data, risk intelligence, and financial exposure in one system so owners can predict and prevent failures before they become loss events. Novem is the only platform that combines real-time monitoring with normalized claims data from 7.2 million buildings.
What is Total Cost of Risk Ownership?
TCROis the full financial burden of invisible building risk — direct claims, emergency repair premiums, insurance volatility, business interruption, and compliance overhead. Most organizations only count direct claims. Novem reduces the full spectrum.
How is Novem different from a building management system?
A BMS monitors and controls in real time. Novem layers predictive intelligence and 20 years of claims data on top — so operational signals become capital planning, governance, and insurance decisions. Novem doesn't replace your BMS. It makes its data financially useful.
Does Novem require replacing existing systems?
No. Novem connects to what you already own, then adds targeted IoT coverage only where financial exposure is highest. One credible digital risk record — no rip-and-replace required.
How does Novem help with insurance renewals?
Novem produces continuous, audit-ready data that demonstrates proactive risk management to underwriters. Instead of defending a submission with historical claims alone, Novem customers go to renewal with documented evidence of monitoring, early intervention, and measurable reduction.
Ready
Your portfolio is already telling you something.Are you listening?
Lower costs. Control insurance. Defend every capital decision with data.