Novem Digital — Digital Risk Platform for Institutional Real Estate
Failures are
Predictable.
We tell you what's about to fail — and what it will cost — before it does.
The Problem
You are paying for failures you could have prevented.
Most real estate owners do not know what critical systems they have, how old they are, or which are at risk. Risk stays invisible until it becomes a loss event.
Emergency repairs, volatile insurance, and unplanned capital spend absorb margin you should never have lost.
Boards and insurers ask for audit-ready evidence that does not exist.
Traditional Cost of Risk misses the gaps that hit your P&L first.
Product
The platform built to make building failure predictable.
One platform. Lower costs, controlled insurance, defensible capital. Risk stops being invisible.
Know your building
Complete asset inventory, live across every building.
Every critical system mapped — condition, age, and financial exposure visible before any loss event.
See everything you own
A complete picture, before any loss event.
Live portfolio visibility from real-time building signals — not static reports.
Predict before it costs you
Early warnings grounded in 20 years of real claims data.
Early warnings ranked by financial consequence — not a wall of alarms.
Prove and improve
Audit ready data from source to board report.
Every capital and insurance decision backed by audit-ready data — not estimates.
What You Get
Three outcomes. Every customer.
Planned work at standard rates. Emergency callouts stop. Mechanical costs drop.
Insurance is no longer a fixed line. Continuous risk data gives you leverage at renewal — and mid-term.
Every allocation backed by condition data and loss history. Boards and lenders get evidence, not estimates.
In Practice
Real buildings.
Measurable outcomes.
Seniors Living Operator — North America
Seven years of recurring outbreaks. One environmental signal changed everything.
“Zero respiratory outbreak weeks in 2025. The first time in seven years.”
Public Venue & Infrastructure Operator — North America
Fragmented risk across an entire site. Consolidated before the next event.
“One connected system replaced fragmented processes across the entire site.”
Commercial Office Tower — North America
900 building issues. 4 months to resolve them. $10.1M in forecast savings.
“Commissioning compressed from 36 months to 4. Energy intensity one third below peer towers.”
See what Novem Digital finds in your portfolio.
Book a demo and see what surfaces in your portfolio — day one.
Framework
We find the failure before it hits your financials.
Most risk frameworks only count what already happened. Total Cost of Risk Ownership captures the full financial burden — everything that hits your P&L before it makes your risk register.
Free Resources
The intelligence layer your portfolio is missing.
Two tools that help operations, finance, and risk leaders quantify invisible building risk and build the case for predictive operations.
Trusted Partners
Risk reduction grounded in real loss experience, not assumptions.
Built with global leaders in infrastructure, insurance, and risk — a foundation that cannot be replicated.
A global leader in building infrastructure and energy management operating in over 100 countries — embedding predictive intelligence directly into building systems and services for institutional real estate portfolios.
One of the world's largest commercial insurers — contributing 20 years of normalized institutional claims data that transforms building signals into financially defensible risk scores.
A leading Canadian brokerage using Novem data to engineer risk, strengthen submissions, and improve outcomes for institutional real estate clients at renewal.
See what Novem Digital finds in your portfolio on day one.
Lower costs. Control insurance. Defend every capital decision with data.
Novem Digital — Failures are Predictable.
Common questions about Novem Digital.
What is a Digital Risk Platform for real estate?
A Digital Risk Platform connects operational building data, risk intelligence, and financial exposure in one system so real estate owners can predict and prevent equipment failures before they become loss events. Unlike a building management system, which monitors and controls in real time, a Digital Risk Platform translates those signals into financial outcomes, capital decisions, and audit-ready evidence. Novem Digital is the only platform that combines real time monitoring with normalized insurance claims data from 7.2 million buildings.
What is Total Cost of Risk Ownership?
Total Cost of Risk Ownership (TCRO) is the full financial burden of invisible building risk. It includes direct claims, emergency repair premiums, insurance volatility, business interruption, compliance overhead, fragmented reporting costs, and reputational exposure. Most organizations only measure direct claims, leaving the majority of their true risk burden invisible on the P&L. Novem Digital frames all value delivery through TCRO so customers can see and manage the complete picture.
How does Novem Digital predict building failure?
Novem Digital combines real time monitoring of critical building systems with normalized insurance claims data from 7.2 million buildings across 20 years of loss history. By comparing live operational signals against historical failure patterns at the equipment and building type level, the platform identifies elevated risk before a failure event occurs. Early warnings give operations teams time to intervene at standard rates during planned downtime rather than at crisis rates after an event.
How is Novem Digital different from a building management system?
A building management system (BMS) monitors and controls building systems in real time. Novem Digital layers predictive risk intelligence and normalized insurance claims data on top of existing systems to make failure predictable, translate operational signals into financial exposure, and produce audit-ready data for boards, lenders, and insurers. Novem does not replace a BMS — it makes its data financially useful and defensible at the executive level.
Which types of real estate does Novem Digital serve?
Novem Digital is built for institutional real estate owners with multi-site portfolios including commercial and mixed-use properties, seniors living and wellness facilities, data centers, and recreational and public venues. Best-fit organizations have a high cost of failure, board-level scrutiny on risk-related costs, rising insurance pressure, fragmented asset and risk data, and a need to move from reactive to predictive operations.