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Platform

The warning
is already
in your data.

Most platforms monitor. Novem predicts. There's a difference.

7.2MBuildings of insurer claims history
36 to 4Months to commission, office tower
$5MLoss Mitigation
Proven globally across seniors living, events, office, and mixed-use portfolios
🏢
Commercial & Mixed Use
🏥
Seniors Living &
Multi-Family
⚡
Data
Centers
🏟
Recreational &
Venues

The Status Quo

Your building technology sees some of it.
It predicts none of it.

Your existing systems show you what's happening right now. Novem is a decision platform: it tells you what's about to fail, what it will cost in insurance, capital plans, and NOI, and what to fix first.

Building Technology
Live monitoring and control. No failure prediction. No financial context.
Insurance Reports
Last year's claims. No forward signal. No underwriting leverage.
With Novem
Continuous signals plus more than 20 years of insurer claims data. Failure predicted before it becomes a loss event, protecting NOI and controlling insurance costs.

Three Applications. One System of Record.

Built to make failure predictable.

Three connected applications. One common data environment. Finance, operations, and risk finally working from the same source.

Application 01
See What Others Can’t

Know Your Building

Most portfolios carry critical systems that have never been fully inventoried - no condition data, no failure probability, no replacement cost. Know Your Building surfaces all of it, live, across every site.

One common view across finance, operations, and risk
Risk surfaces before it becomes a loss event
Capital decisions backed by real data, not estimates
Know Your Building
Novem risk register ranking seven building risk categories by likelihood and consequence
Application 02
Make Data Pay

Predictive Operations

Continuous building signals combined with loss values derived from more than 20 years of insurance claims. Every alert is tied to an asset, a confidence score, and a financial consequence if ignored.

Prioritized by financial consequence, not alarm volume
Planned maintenance replaces emergency callouts
Intervention happens when it matters most
Predictive Operations
Novem equipment risk view ranking units by expected loss, risk score, and remaining life
Application 03
One Source of Truth

Capital Planning

Dollarized loss scenarios at the asset, building, and portfolio level. When a lender or board asks why you made the capital call you made, the answer is already in the platform.

Capital flows to highest-risk assets first
IRR improves when capital stops going to the wrong place
Stronger asset valuations from defensible, audit-ready capital decisions
Estimate Your Savings
Capital Planning
Novem capital plan comparing planned replacement spend against budget by year

What Changes

When risk is visible, decisions change.

Reduce costs

Lower operating costs and protect NOI.

Planned work at standard rates. Emergency callouts stop. Mechanical and repair costs drop, protecting net operating income.

Control insurance

Control your insurance costs.

Continuous risk data gives you leverage with underwriters at renewal - and mid-term.

Defend capital

Make capital planning defensible.

Every capital allocation backed by condition data and loss history. Boards and lenders get evidence.

Estimate Your Savings See results

What Powers It

Live building signals.
Twenty years of institutional loss history.

No other platform pairs continuous building data with this depth of insurance loss history. Your existing technology tells you what's happening right now. Novem adds loss values derived from more than 20 years of claims across 7.2 million buildings to tell you what happens next.

7.2M
Buildings of claims history
20+ yrs
Insurer claims data
103
Equipment types
$5M
Loss mitigation - single client

In Practice

What changes
when risk becomes visible.

All case studies

A REGIONAL SENIORS LIVING OPERATOR IN WESTERN CANADA

65% Fewer Outbreak Weeks At A Regional Seniors Living Operator

"Zero respiratory outbreak weeks in a season, the first time in more than seven years."

65%
Fewer outbreak weeks
Read more

A MAJOR WESTERN CANADIAN EVENTS AND ENTERTAINMENT CAMPUS

Preventing A $5M Claim At A Major Western Canadian Events Campus

"One connected system replaced fragmented processes across the entire site."

$5M
Loss mitigation
Read more

A LANDMARK MIXED-USE OFFICE TOWER IN A MAJOR CANADIAN CITY

From 36 To 4 Months: Accelerated Commissioning At A Landmark Mixed-Use Office Tower

"36 months of systems commissioning compressed into four - every system verified before handover."

89%
Faster commissioning
Read more

Common Questions

Questions worth answering directly.

What is a property risk platform for real estate?

A property risk platform connects live building data, risk intelligence, and financial exposure in one system so owners can predict and prevent failures before they become loss events. Novem is the only platform that combines continuous monitoring with insurance loss values derived from claims across 7.2 million buildings.

What is Total Cost of Risk Ownership?

TCROis the full financial burden of invisible building risk - direct claims, emergency repair premiums, insurance volatility, business interruption, and compliance overhead. Most organizations only count direct claims. Novem reduces the full spectrum.

How is Novem different from a building management system?

A BMS monitors and controls in real time. Novem layers predictive intelligence and more than 20 years of insurer claims data on top, so operational signals become capital planning, governance, and insurance decisions. Novem doesn't replace your BMS. It makes its data financially useful.

Does Novem require replacing existing systems?

No. Novem connects to what you already own, then adds targeted IoT coverage only where financial exposure is highest. One credible digital risk record - no rip-and-replace required.

How does Novem help with insurance renewals?

Novem produces continuous, audit-ready data that demonstrates proactive risk management to underwriters. Instead of defending a submission with historical claims alone, Novem customers go to renewal with documented evidence of monitoring, early intervention, and measurable reduction.

Ready

Your portfolio is already
telling you something. Are you listening?

Lower costs. Protect NOI. Control insurance. Support stronger asset value. Defend every capital decision with data.

Novem. Failures are Predictable.